Legal

Refund, Cancellation & Dispute Policy

Last updated: October 9, 2026

This policy explains how you can cancel a subscription or engagement with SM DIGITAL HUB LLC and when you can get a refund. It forms part of our Terms of Service. If a signed quote or Agreement contains different cancellation or refund terms, those terms apply to that engagement. All amounts are in US dollars (USD).

1. Summary

SaaS subscriptionsCancel at any time. Cancellation takes effect at the end of the current billing period, with no further charges. Partial periods are not refunded, except in the cases listed below.
Project depositsFully refunded if you cancel before work starts.
Work in progressYou pay only for the work performed up to cancellation. Any prepaid amount above that is refunded.
Maintenance plansCancel at any time, effective at the end of the current monthly period.
Billing errorsAlways refunded in full.
Refund timingIssued within 10 business days of approval, to the original payment method.

2. SaaS subscriptions

Cancellation

You can cancel a subscription at any time, online from your account settings (where available), by email or by phone. You do not need to give a reason. Cancellation takes effect at the end of the current billing period. You keep full access until then and are not charged again. We confirm every cancellation by email.

Automatic renewal

Unless cancelled, subscriptions renew automatically for the same billing period (monthly or annual) at the then-current price. We give at least 30 days' notice of any price change, and for annual plans we email you a reminder before renewal.

Refunds

Subscription fees are billed in advance and are not refunded for partial billing periods or unused time. We do issue a full or pro-rata refund in the following cases:

Free trials

If a free trial is offered, you can cancel at any time during the trial and will not be charged. Before you sign up, we tell you how long the trial lasts, what the subscription costs once the trial ends, and when the first charge will be made.

3. Projects, consulting and maintenance

4. How to request a refund or cancel

  1. Contact us by email at contact@smdigitalhub.com or by phone at +1 (307) 293-0322. Include your name, company, and the invoice or subscription concerned.
  2. We acknowledge your request within 2 business days.
  3. We reply with a decision within 10 business days.
  4. Approved refunds are issued to the original payment method through Stripe, or by bank transfer for payments made that way. Depending on your bank, the refund usually appears within 5 to 10 business days after it is issued.

5. Billing disputes and chargebacks

If you do not recognize a charge or disagree with an invoice, please contact us first at contact@smdigitalhub.com or +1 (307) 293-0322. We will investigate and respond within 10 business days. Most issues can be resolved quickly and directly, without going through your bank.

You keep the right to dispute a card payment with your card issuer. If you open a chargeback, we will provide the issuer and Stripe with the relevant documentation, such as the quote, invoices, delivery records and correspondence. If a dispute about our services cannot be settled informally, the dispute resolution terms of our Terms of Service apply.

6. Contact